Interest & Fee Schedule |
|
Monthly Fee |
$2 |
(Monthly fee waived with $2,000 balance) |
|
Disbursements |
|
Electronic Disbursement (EFT) |
No Charge |
Paper Disbursement (Per Check) |
$2.00 |
Contributions |
|
Electronic Deposit (EFT) |
No Charge |
Manual (Check) Deposit |
No Charge |
Wire Transfer |
$30 |
Minimum Opening Deposit |
$500(1) |
(waived for payroll deduction or bank draft) |
|
Other |
|
Account Setup (One-time) |
$20 |
(Fee waived for Payroll Deduction, Bank Draft or Transfers) |
|
Account Close |
$35 |
Online Access |
No Charge |
Online Statements (Monthly) |
No Charge |
Paper Statements (Monthly) |
$3 |
Returned Deposit (EFT or Check) |
$30 |
Account OverDraft \ NSF |
$25 |
Debit Card |
$0.25 monthly |
Investments |
|
Balance in excess of $2,500 may be invested in Mutual Funds. |
|
Monthly fee |
$4 |
Reporting |
|
Electronic Copy of 1099 or 5498 |
No Charge |
Paper Copy of 1099 or 5498 |
$5 |
Corrected 1099 or 5498 |
$25 |
See the entire fee schedule, Park Sterling Bank Fee Schedule (PDF)
1Once the account balance reaches $35, a $35 minimum balance must
be maintained as long as the account is open.
2 A fee is imposed for overdrafts created by checks, in person withdrawals
or by other electronic means, as applicable.
APYs are accurate as of January 1, 2008. The
rates may change after the account
is opened. Fees could reduce the earnings on the account.
