Disclaimer

An investment in a mutual fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. It is possible to lose money by investing in a mutual fund.

The information contained herein does not suggest or imply and should not be construed, in any manner, a guarantee of future performance and/or investment advice. Past performance does not guarantee future results. Therefore, you should not assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies) presented in this document, or product made reference to directly or indirectly in this document, or indirectly via link to any unaffiliated third-party website, will be profitable or equal to corresponding indicated performance levels. Returns are historical and based on data believed to be accurate and reliable.

The examples provided are illustrations of asset allocation strategies represented by market indices. Historical performance results for investment indices and/or categories do not reflect the deduction of applicable fees, the incurrence of which would have the effect of decreasing historical performance results. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for your investment portfolio.

As with other investments, mutual funds are subject to market conditions and other associated risks. There is no guarantee that any specific fund or investment strategy will meet its investment objectives. For a current prospectus of any mutual fund, which contains more complete information, go to the Funds List page and select the prospectus link or contact the fund directly. Before investing, consider the investment objectives, risks, charges, and expenses of the fund under consideration. This and other information can be found in the fund's prospectus. Read the prospectus carefully before you invest.

The HSA investment record keeper, DataPath Financial Services, Inc. or the HSA Custodian, Provident Bank cannot provide investment advice, opinions, or recommendations regarding investment decisions.

This Investment Options Program is intended for long-term investments only and not to be used for short-term cash availability. A minimum $3,000.00 USD Balance is required prior to investing into your select Investment Model. You should maintain a cash balance that will cover your anticipated medical expenses and health plan deductible.

The electronic transferring of money between your HSA Savings Account and your HSA Mutual Fund Investment Portfolio is done by Electronic Funds Transfer (EFT) and typically requires a few days to physically post the transaction to your account. During that time, your on-line account information will reflect a "Pending Transaction". Funds will be made available to your account at the earliest possible time. Please allow up to five days for the transaction to complete.

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To get started with your investment, login to your account using the “User Sign On” section and select the Enroll Today menu option. Once selected follow the on-screen prompts to select the model portfolio that is right for you. Or if you prefer, download the HSA Investment Enrollment Guide to the left, complete the form, and return it to the Investment Record keeper listed on the form.