2017 HSA Limits

How Much Can I Contribute?  What are my Limits?

You and/or your employer can make contributions to your HSA (both of you can now contribute in the same tax year), and all contributions are tax-deductible.

Maximum Contribution Limits for 2017
Individual Coverage
$3,400
Family Coverage
$6,750

 

Maximum Contribution Limits for 2016
Individual Coverage
$3,350
Family Coverage
$6,750

 

High Deductible Health Plan Limits For 2017
Minimum Annual Deductible
Out-of-Pocket Maximum
Individual Coverage
$1,300
$6,550
Family Coverage
$2,600
$13,100

 

High Deductible Health Plan Limits For 2016
Minimum Annual Deductible
Out-of-Pocket Maximum
Individual Coverage
$1,300
$6,550
Family Coverage
$2,600
$13,100

* Maximum specified in law (indexed annually by M-CPI)

 

Catch-Up Contributions

For individuals age 55 and up, “catch-up” contributions are allowed. Contributions must stop once an individual is eligible for Medicare.

HSA Catch-Up Contributions
Plan Year
Catch-Up HSA Contributions
2009 and after
$1,000